NO SPEND MONTH CHALLENGE

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This October I have decided to do something that I have wanted to do for years. To execute a no spend month for the first time ever. I have heard of others using this practice and have wanted to try it myself. I have always felt that this could be a great way to kick start your savings. What better way to do it than to challenge you to do your own no spend month as well. You may not choose to do it in October with us, but at least maybe it will inspire you to try one in the near future. I know that going on a budget can be hard and cutting your budget even further can be even more painful. As they say "no pain = no gain" so I am thinking this will be the kick start I have needed financially. I invited my friend Sarah over at lemonblessings.com to join me as my cheerleader and support system in this month long spending fast. Sarah shares a lot of helpful budget friendly ideas and finance related tips over on her website. I believe she will really add some more fun helpful advice for all of us as we go through this no spend challenge together.. I really hope that you find our transparency and the ideas that we provide throughout the next month beneficial.

What exactly is a no spend month?

The concept of a no spend month is to begin to cut all unnecessary spending in your budget. For my husband and I this will mean absolutely no eating out (this is going to literally kill me), no entertainment that costs, no unnecessary shopping, no coffee shops or snacks, nothing extra at all. This does not include our weekly grocery budget of $80 or less that we spend weekly, all of our bills that we must pay and gasoline to get us to and from work.

What can you do to prepare?

Plan in advance what a no spend month will mean for you. Try to set yourself up for success by being proactive. Don't pick a month full of activities to begin your no spend month. What do I mean by this? Avoid months that hold specific occasions that may require extra expenses such as Christmas, vacations, etc.

Recognize why you are doing a no spend month

Choose to do this because you want to make a difference in your finances. You need to make a conscious effort not to spend anything extra this month. You can go into a no spend month with either dread or enthusiasm, the choice is yours. I challenge you to think of this more like a game. Try to find all of the great ways to have a less painful much more joyful no spend month. Some additional posts that might be helpful while doing your no spend month from my own blog and a few other bloggers:

Cheap crockpot recipes

Meal prep ideas

Conquer your spending this month

I survived a no spend month

Will I have to be anti-social and boring all month?

You absolutely do not. I believe this is a common misconception that I would like to clear up for you before we start. You can still have fun without spending extra money and we will show you how. What you will have to do is be challenged to become more creative this month. You will find ways to connect with friends and have a good time this month without spending money. Get out in nature, get back in that exercise routine you've been meaning to or make some fun creative meals together. Have fun with this whole concept and remember it doesn't necessarily take money to have a good time. You may check out Sarah's introduction to her no spend month here Sarah's first no spend challenge post I hope this helped prepare you to get started on this challenge with Sarah from Lemon blessings and I. We will try to bring you ideas and suggestions throughout this month, of things that will make this no spend month much less painful. So let's get started October 1st guys. If you have any questions I would love to answer any of these that you may have. Feel free to leave me comments or questions on the blog as we journey through this together. You may also email me with any questions or with your own great ideas that you may want to share for our no spend month. I would love to hear from you anytime just email me savingjoyfully@outlook.com

Things to do during a no spend month?

  1. Enjoy some simple picnics

  2. Spend time at a local beach

  3. Take more walks

  4. Movie nights at home

  5. Making creative and healthy dinners together

  6. Make a big delicious breakfast at home

  7. If you have access to firewood and live in the right area you could have a bonfire

  8. Do some spring cleaning

  9. Work on some organization around the house

  10. Take a short drive

  11. Go through some things around the house and sell them or donate

  12. Draw, read, write or find a way to get creative

  13. Work on that scrapbook you have been putting off

  14. Take a free online class

  15. Visit the library

  16. Go birdwatching

  17. Do some baking with what you have at home

  18. Free museums

  19. Free day at the local zoo

  20. Free fairs and festivals

  21. Spend quality time with friends and family

  22. Pick up a side job

  23. Wash and detail your own car

  24. Find a side hustle such as doing Shipt orders or Grub Hub just to name a few

  25. Have a yard sale

  26. Do some baby sitting, house sitting or dog walking

  27. Find an interesting place to explore in your local area

  28. Learn some new recipes

  29. Teach yourself a new skill by watching a YouTube video

  30. Host a game night with friends or family

  31. Do some gardening

  32. Start a free blog

  33. Check out some historical sites in your area

  34. Start that new exercise routine you’ve been putting off

  35. Redo your budget

No spend months do not have to be boring. In fact they should mean more time spent with friends and loved ones.

Just get creative with how you spend your time and you just might find it more fun than any other months.

My no spend month updates

Week one

Week two

Final week

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